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A Tale Of Two Visions: Can We Bring The Two Camps Together?

last modified Feb 29, 2008 06:51 AM

When it comes to helping consumers make better health decisions, the structure of our healthcare system matters . . . a lot. However, many have starkly different views on what it should look like. Can we learn from both camps or is it a zero-sum game?

A Tale Of Two Visions: Can We Bring The Two Camps Together?

Building A Bridge

I've been watching with interest the ongoing debate about healthcare reform that is being driven, in part, by the presidential election.  Although I believe that this election cycle has started too early, it has had one benefit: people are talking -- in substantive ways -- about our healthcare system.  This morning, I read two items in the Wall Street Journal that made me realize (once again) that people are very far apart when it comes to reform.  The first item I came across was an editorial (registration required to view) written by 20/20 co-anchor John Stossel.  He said: 

"In Michael Moore's movie "Sicko," a widow named Julie Pierce tells a tearful story: Her husband died of kidney cancer after their health-insurance company denied payment for a bone-marrow transplant that might have saved his life. Ms. Pierce's rage is palpable as she repeats the word her insurers used in response to her husband's request. 'They denied it,' she sneers. 'Said it was 'experimental.' . . .

Viewers of the documentary are meant to understand that 'experimental' is health-insurance code for 'expensive,' and that Ms. Pierce's husband was left to die for the sake of profit.  [Moore] argues that, profit-making health-insurance companies should be abolished [and] our health-care dollars turned over to the government . . . When government is in charge of health care, the result is not that everyone gets access to experimental treatments, but that people get less of the care that is absolutely necessary."

On the opposite side of the spectrum is Senator Hillary Clinton, who helped to drive the last push for comprehensive health reform back in the 1990s.  In an online Democratic debate she said that she is ready to try again and warned that insurance companies won't like her solutions:  "You know, nobody is going to be surprised when I unroll my coverage plan that I intend to dramatically rein in the influence of insurance companies, because frankly I think that they have worked to the detriment of our economy and of our healthcare system."  

So, the debate comes back to a zero-sum game.  Government can't do anything right and will keep people from accessing the best care. Or, the private sector is so profit-oriented that it will do anything to earn an extra buck.  Let's face it folks, nothing in life is that simple. 

I believe that by gleefully working in the shades of grey that we can come up with solutions to our healthcare problems by integrating the best ideas -- no matter where they may come from.  In some cases, government is not doing that bad of a job.  And -- gasp -- the private sector actually has developed some innovations that are helping patients and providers get and use the information they need to make better decisions.  Isn't it time to move past the sound bites and on to hashing out the issues?

Your comments are welcome. 

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isn't it all about money?

Posted by at Dec 26, 2007 07:19 PM
You articulated the two sides quite well: health insurance companies are all about profit and the government might be inept. Of course everyone agrees that it is time to "move past the sound bites". But what do you suggest? How can we possibly convince the stockholders of big insurance companies to put people ahead of profits?

A more important question, perhaps, is: is it possible to have healthcare be a for-profit enterprise ... but also have it be fair to everyone and not give preference to the rich?

Interesting . . .

Posted by Fard Johnmar at Dec 26, 2007 07:37 PM
Dear Anonymous:

This is a good question. I think that there will always be a profit motive in health -- especialy in capitalist societies. However, I think that we can look for ways to ensure that care is equitable. As for the rich, they will always be in a better position to buy better goods and services, which is the very definition of what it means to be rich.

How much will the government truly be involved?

Posted by at Jan 25, 2008 08:49 PM
Look at Medicare. The government has already shown where it wants to move away from the healthcare industry and has outsourced Medicare to private insurers. Private insurers have capitalized on this move and have made quite a profit. In their defense, however, they have offered many additional features to their plans at no extra cost to their members.

What does this say about the governments involvement in healthcare?

Regardless of which candidate makes it to the White House, there will be some emphasis placed on healthcare reform, but is the emphasis being placed in the right area?

Health insurers are nothing more than the bad guys that have to tell people no. The reason they have to say no, however, is because the members' employer said no when the plan was being put together to reduce the overall cost to both the employer and the member. Is it the insurers fault? No! Is it the employers fault? No!

The emphasis on health care reform needs to be in two areas.
1)Driving down the cost of healthcare from providers and drug manufacturers.

2)Increasing consumer awareness and involvement in their own healthcare and health management, which in turn will bring down costs.

The prices that providers charge and the high cost for drugs put a terrible strain on the healthcare industry and costs continue to rise and paces that far outweigh the ability for employers or individual members' ability to keep up. Something needs to be done to curb this trend.

One way is to educate the consumer on the costs (monetary and health) associated with the decisions they make regarding their own individual health care. If a person is on a health plan where all they have to do is pay a $50 copay on an ER visit versus a $25 copay on an office visit, then there is not much incentive for the average person to wait until the next day, even if it is not an emergency. What the person doesn't see is the costs associated with an ER visit is often two to five times as much as if they had waited to see their normal physician.

I am not advocating that people in emergency situations should not go to the ER, I am just saying that there needs to be some sort of incentive for people to make a concious desision about their own health care needs.

The same goes for their prescription drugs. The public should be educated on the value of using generic drugs versus brand name drugs. In most instances, generic drugs perform at the exact same level and have been through the same scrutiny from the FDA and can be bought and benefited from at a fraction of the cost.

Consumer awareness is the key to an overburdoned and overstreatched healthcare system.

Something wrong with the site??

Posted by Dionekes at Jan 25, 2008 09:27 PM
I am sorry, but there is something wrong with the way the site is reporting who is writing what comment. I wrote the last one prior to registering and it correctly gave me credit for that addition. However, the site also gave me credit for the first response, which I did not write.

DioneKes

Posted by Fard Johnmar at Jan 30, 2008 02:43 PM
Thanks for your comment. We are looking into the problem.

Figured it out

Posted by Dionekes at Jan 31, 2008 03:57 PM
What happens is that when you are logged in, it shows your name for any anonymous posters. That is where I was confused.
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